Group Personal Pension/Stakeholder Plans Introducing a pension scheme can have significant and real advantages for your business. One of the main benefits of a workplace-based scheme is that it can boost morale among your staff and help in recruiting and retaining employees. For pension schemes registered with HM Revenue & Customs (HMRC), extensive tax relief is available on:

• Employees' contributions - income tax relief
• Employer's contributions - corporation tax relief
• Scheme investments - income and capital gains tax relief

This makes pensions a tax-efficient way of increasing employee benefits and remuneration. Speak to us about setting up the right pension plan best suited to your company and employees.

Group Life Assurance Plans Modern medical care, living conditions and health awareness mean that we now live longer, healthier lives. This can make an unexpected death all the more shocking. Family, friends and colleagues are all impacted by the premature death of someone they know and love. The death of a breadwinner in particular can have far-reaching consequences for the immediate family. The peace of mind of knowing that dependants will be provided for in the event of early death is one of the simplest but most highly valued benefits available to employees.

Group Life Insurance offers employers the chance to provide an important level of benefit should an employee die whilst in service .