The death, diagnosis of critical illness, or long term absence of a key employee, director or shareholder, would have a significant impact on the financial security of the business.

Recognising this, Wealthmasters Financial Management offers a full business review service, examining any existing arrangements and makes recommendations for improvement, where appropriate.

Business Protection If an owner, partner or key employee dies or falls ill, the impact on your business can be enormous. The immediate concern will be to ensure that the business can continue to operate until a replacement can be found, or until the colleague returns to work. Cashflow can become a major headache, but the business has to continue. Wealthmasters can offer tailored solutions to you whether you are a sole trader, a partnership or a limited company.

Sale of Business Selling a business is a unique transaction - no two businesses are the same and no two buyers are the same. Selling a business has traditionally been a passive process relying on the right buyer finding you. The right buyer should be the buyer who is both prepared and able to pay the maximum price or deliver the maximum value to you through the structure of the transaction.

Exit Strategies for Directors Planning your retirement from your business presents numerous problems that have to be planned in advance and requires the cooperation of all Directors in the Company. What do you want in terms of your shares? Is there enough Tax Free Cash in your Pension Funds? What are the tax implications and can they be reduced? We can provide you with the assistance and advice that you need to smooth your way into retirement.